Our Solutions

Group Loans

Loans built around the strength of your group.

Ghana has long understood the strength of working together. Susu groups, nnoboa, market associations, and community savings circles are part of how the economy moves.

Group Loans from Ocean Capital extend formal credit and stock financing to those groups. Members are organised by shared area of interest, loans are issued through a coordinated collateral management system, and repayments are scheduled flexibly with affordable interest rates.

Best fit for you:

You are part of a group — a susu, a trade association, a community savings circle — with shared business interests.

Talk to Us About This Solution
Group Loans — community group meeting

Other Solutions

See All Solutions
Sika Puduo — saver and investment plan

Sika Puduo

Place a lump sum with us at a competitive rate. We handle the tax.

To Na Mɛtua — employee shopping with salary credit

To Na Mɛtua

A monthly credit line for confirmed employees, repaid through your salary.

Business & Personal Loans — entrepreneur at work

Business & Personal Loans

Loans on flexible terms, sized for the way you actually earn.