Wholly Ghanaian.
Built to empower.
A Bank of Ghana licensed microfinance institution serving entrepreneurs, employees, savers, and groups across the formal and informal economy since 2015.
Our story.
Ocean Capital Microfinance Limited was established in 2015 as a wholly Ghanaian-owned institution with a clear conviction: quality financial services, real empowerment, and genuine opportunity should be a right for every Ghanaian and not just a privilege for a few.
We designed our solutions around the people who actually power Ghana's economy; the entrepreneur with a market stall, the salaried worker with a plan, the susu group saving together, the individual growing a nest egg.
Today, we are Bank of Ghana licensed under No. 00490, and our solutions serve customers across the formal and informal economy.
Our Direction
The go-to financial companion for Ghana.
By 2030, Ocean Capital will be the first choice for entrepreneurs, employees, savers, and groups across Ghana; chosen for our reliability, our speed, and our genuine care for customer welfare.
Welfare-centred. Sustainable. Technology-led.
We create financial solutions rooted in the real lives of our customers. We grow in a way that is sustainable for our institution and beneficial for the communities we serve; continuously investing in technology to serve people better.
Our values.
Transparency
Open and accountable financial dealings that conform with full Bank of Ghana compliance. We say what we mean, and we mean what we say.
Innovation
Continuous technological advancement to serve our customers faster, more accurately, and more conveniently.
Professionalism
High standards of conduct in every interaction; with customers, partners, and the communities we serve.
Speed
Timely, efficient, and accurate service. When opportunity arrives for our customers, we move with them.
Leadership team.
Alfred Jeffrey Djanie
General Manager
Jeffrey is a dynamic banking executive with experience in the financial services sector. He formerly served as a Branch Manager at NIB Bank and holds an EMBA in Finance from GIMPA. He drives growth, operational efficiency, and team performance at Ocean Capital.
Vida Osei Bonsu
HR & Administrative Manager
Vida is a dedicated professional with a strong background in HR and Administration. Holding a Master of Arts in HR Management from the University of Ghana, she manages human capital, fosters positive work environments, and ensures smooth administrative operations.
Stanley Mawusi Agbley
Audit & Risk Manager
Stanley is a finance and accounting professional with extensive experience in financial management, regulatory reporting, and risk management. He ensures that Ocean Capital maintains full compliance with Bank of Ghana standards.
Kwame Adjei-Frimpong
Legal & Compliance Officer
Kwame is a legal and compliance professional with a strong background in corporate law. He leverages his expertise in legal analysis to ensure Ocean Capital's adherence to regulatory standards.
Gideon Oppong N. Saahene
Legal & Compliance Officer
Gideon is a dedicated legal professional specializing in corporate law and regulatory compliance. His strategic legal planning ensures Ocean Capital operates seamlessly within Bank of Ghana regulations.
The people who make it happen.
Alfred Yeboah Appiah
Information Technology Officer
Odelia Agyeman-Agyekum
Business Development Officer
Odetta Agyeman-Agyekum
Business Development Officer
Karim Nafisa
HR & Administrative Assistant
Bright Stanley Aborbor
Credit Officer
Awudu Maruf
Teller
Dorothy Amoah
Accounts Officer
Abigail Amoah
Branch Supervisor
Gloria Osei Owusu
Sales and Marketing Officer
Seth S. Appiah Nuamah
Sales and Marketing Officer
Evans Kobi Oduro
Loan Officer
Ebenezer Okai
Head, Finance
Built for how you actually earn.
Whether you earn from a salary, a market stall, a savings habit, or a shared group fund, we have a solution designed around your reality.
Get in Touch