Whether you earn from a salary, a business, a savings habit, or a group — we have a solution designed for how you actually work and live.
Sika Puduo is our lump-sum investment plan. You place a fixed amount with Ocean Capital for an agreed term, and we offer a competitive rate of return.
Best fit for you: You have a lump sum and want a stable, tax-handled investment plan.
To Na Mɛtua means "take now, pay later". It is an employer-assisted credit facility for confirmed employees of organisations that have partnered with Ocean Capital.
Best fit for you: You are a confirmed employee whose employer is enrolled with Ocean Capital.
Business and personal loans from Ocean Capital are sized and structured to match how you actually earn.
Best fit for you: You are an entrepreneur, business owner, or individual with a clear plan and a need for financing.
Ghana has long understood the strength of working together. Susu groups, nnoboa, market associations, and community savings circles are part of how the economy moves.
Best fit for you: You are part of a group — a susu, a trade association, a community savings circle — with shared business interests.
Our savings account is built around the realities of how Ghanaians save. Start with what you have. Add when you can. The account earns at a rate that makes the discipline worth the effort.
Best fit for you: You are saving for a goal — small or large, short-term or long-term — and want a return better than a regular account.
Ocean Capital works with licensed insurance partners to offer customers tailored cover. Our role is to understand your situation and connect you with the right product on the right terms.
Best fit for you: You have a business, family, or asset you want to protect properly.
Visit a branch or call a relationship officer. We will help you choose the solution that fits your life.
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