Empowering
Our World.
Ocean Capital Microfinance Limited is a wholly Ghanaian-owned, Bank of Ghana licensed institution. We design welfare-centred solutions for entrepreneurs, employees, savers, and groups across the formal and informal economy.
Quality service, empowerment, and opportunity should be a right for every Ghanaian.
The Ocean Capital Founding Belief
Customer-centric solutions that empower and sustain.
Bank of Ghana
Licensed · No. 00490
Built around how Ghanaians actually earn.
Speed That Matches Your Pace
Timely, efficient, and accurate service. When opportunity arrives, we move with you.
Transparent Terms
Open, accountable dealings that conform with full Bank of Ghana compliance. The terms we present are the terms we honour.
Built Around Your Reality
Solutions designed for how you earn: a salary, a market stall, a savings habit, a group fund, a growing business.
Become an Ocean Capital customer.
Visit a branch, call a relationship officer, or send us a message. We'll help you choose the solution that fits your life.
Talk to Us